If you cannot afford to pay your mortgage

If you have a mortgage and cannot afford to pay it, there is support to help you stay in your home.

You can:

• talk to your lender – you can ask to change the way you make payments
• get free debt and money advice online, face-to-face or by phone with an approved money adviser
• check if you have insurance to help with mortgage payments if your income has fallen
• check if you can get government help – like the Support for Mortgage Interest scheme
• get legal advice on mortgage problems, going to court or repossession